/* =============================================================================
   AIClarity.me — AI Financial Tools Directory
   Design System: Deep Navy + Electric Blue + Emerald Green
   ============================================================================= */

/* --- RESET & BASE --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  font-size: 16px;
  line-height: 1.6;
}
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; color: var(--blue-dark); }
img { max-width: 100%; height: auto; display: block; }
ul, ol { padding-left: 1.4em; }

/* --- COLOR TOKENS --- */
:root {
  --navy:         #0d1b2e;
  --slate:        #1e3a5f;
  --blue:         #2563eb;
  --blue-dark:    #1d4ed8;
  --blue-light:   #3b82f6;
  --blue-pale:    #eff6ff;
  --green:        #059669;
  --green-dark:   #047857;
  --green-light:  #d1fae5;
  --amber:        #d97706;
  --amber-light:  #fef3c7;
  --red:          #dc2626;
  --red-light:    #fee2e2;
  --bg:           #f8faff;
  --card:         #ffffff;
  --text:         #0f172a;
  --muted:        #64748b;
  --border:       #e2e8f0;
  --border-strong:#cbd5e1;
  --ad-bg:        #f1f5f9;
  --gold:         #b45309;
}

/* --- SKIP LINK --- */
.skip-link {
  position: absolute; top: -60px; left: 16px; z-index: 9999;
  background: var(--navy); color: #fff; padding: 10px 18px;
  border-radius: 0 0 6px 6px; font-size: 0.85rem; transition: top 0.2s;
}
.skip-link:focus { top: 0; }

/* =============================================================================
   HEADER + NAV
   ============================================================================= */
header {
  background: var(--navy);
  position: sticky; top: 0; z-index: 500;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  box-shadow: 0 2px 16px rgba(0,0,0,0.25);
}
.header-inner {
  max-width: 1200px; margin: 0 auto; padding: 0 20px;
  display: flex; align-items: center; justify-content: space-between;
  height: 64px; gap: 24px;
}
.site-title a {
  color: #fff; font-size: 1.35rem; font-weight: 800;
  letter-spacing: -0.3px; text-decoration: none;
}
.site-title a span { color: var(--blue-light); }
.site-tagline { color: rgba(255,255,255,0.45); font-size: 0.72rem; margin-top: 1px; }

header nav ul {
  display: flex; align-items: center; gap: 4px;
  list-style: none; padding: 0; margin: 0;
}
header nav ul li a {
  color: rgba(255,255,255,0.82); font-size: 0.88rem; font-weight: 500;
  padding: 8px 11px; border-radius: 6px;
  text-decoration: none; transition: background 0.15s, color 0.15s;
  white-space: nowrap;
}
header nav ul li a:hover { background: rgba(255,255,255,0.1); color: #fff; text-decoration: none; }
header nav ul li a[aria-current="page"] { background: rgba(37,99,235,0.3); color: #fff; }
.nav-cta {
  background: var(--blue) !important; color: #fff !important;
  padding: 8px 16px !important; border-radius: 6px !important;
  font-weight: 700 !important; font-size: 0.85rem !important;
}
.nav-cta:hover { background: var(--blue-dark) !important; }

/* Hamburger */
.nav-toggle {
  display: none; background: none; border: none; cursor: pointer;
  padding: 6px; color: #fff;
}
.nav-toggle .icon-close { display: none; }
header nav.open .icon-open { display: none; }
header nav.open .icon-close { display: block; }
header nav.open ul {
  display: flex; flex-direction: column; align-items: stretch;
  position: absolute; top: 64px; left: 0; right: 0;
  background: var(--navy); padding: 12px 20px 16px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  box-shadow: 0 8px 32px rgba(0,0,0,0.3);
}

/* =============================================================================
   AD SLOTS
   ============================================================================= */
.ad-leaderboard {
  background: var(--ad-bg); border-bottom: 1px solid var(--border);
  padding: 10px 20px; text-align: center;
}
.ad-slot-728 {
  display: inline-flex; align-items: center; justify-content: center;
  width: 728px; max-width: 100%; height: 90px;
  background: var(--border); color: var(--muted);
  font-size: 0.78rem; border-radius: 4px; border: 1px dashed var(--border-strong);
}
.ad-slot-300x250 {
  width: 300px; max-width: 100%; height: 250px;
  display: flex; align-items: center; justify-content: center;
  background: var(--ad-bg); border: 1px dashed var(--border-strong);
  color: var(--muted); font-size: 0.78rem; border-radius: 6px;
}
.ad-slot-300x600 {
  width: 300px; max-width: 100%; height: 600px;
  display: flex; align-items: center; justify-content: center;
  background: var(--ad-bg); border: 1px dashed var(--border-strong);
  color: var(--muted); font-size: 0.78rem; border-radius: 6px;
}
.ad-slot-468 {
  width: 468px; max-width: 100%; height: 60px;
  display: flex; align-items: center; justify-content: center;
  background: var(--ad-bg); border: 1px dashed var(--border-strong);
  color: var(--muted); font-size: 0.78rem; border-radius: 4px;
}
.ad-label { font-size: 0.68rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 4px; }
.ad-box { margin-bottom: 20px; }
.in-content-ad { text-align: center; padding: 16px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); margin: 28px 0; }

/* =============================================================================
   AFFILIATE DISCLOSURE BAR
   ============================================================================= */
.disclosure-bar {
  background: var(--amber-light); border-bottom: 1px solid #fde68a;
  padding: 8px 20px; text-align: center; font-size: 0.78rem; color: #78350f;
}
.disclosure-bar a { color: #92400e; text-decoration: underline; }

/* =============================================================================
   LAYOUT — Page Wrapper & Sidebar
   ============================================================================= */
.page-wrap {
  max-width: 1200px; margin: 0 auto; padding: 28px 20px 48px;
  display: grid; grid-template-columns: 1fr 300px; gap: 32px;
}
.page-wrap.full-width { grid-template-columns: 1fr; max-width: 900px; }
.page-wrap.wide { grid-template-columns: 1fr; max-width: 1200px; }
main { min-width: 0; }
aside { min-width: 0; }

/* =============================================================================
   BREADCRUMB
   ============================================================================= */
.breadcrumb {
  font-size: 0.82rem; color: var(--muted); margin-bottom: 18px;
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--blue); }
.breadcrumb span { margin: 0 6px; }

/* =============================================================================
   HERO
   ============================================================================= */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--slate) 100%);
  color: #fff; padding: 56px 0 48px; margin-bottom: 0;
}
.hero-inner { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.hero h1 { font-size: 2.2rem; font-weight: 900; line-height: 1.15; margin-bottom: 16px; }
.hero h1 em { font-style: normal; color: var(--blue-light); }
.hero .subtitle { font-size: 1.1rem; color: rgba(255,255,255,0.75); max-width: 580px; margin-bottom: 28px; }
.hero-stats {
  display: flex; gap: 32px; flex-wrap: wrap; margin-top: 28px;
  padding-top: 24px; border-top: 1px solid rgba(255,255,255,0.12);
}
.hero-stat-val { font-size: 1.6rem; font-weight: 800; color: var(--blue-light); }
.hero-stat-label { font-size: 0.78rem; color: rgba(255,255,255,0.55); margin-top: 2px; }
.hero-search {
  display: flex; gap: 10px; margin-top: 20px; max-width: 520px;
}
.hero-search input {
  flex: 1; padding: 12px 16px; border: 2px solid rgba(255,255,255,0.2);
  border-radius: 8px; font-size: 0.95rem; background: rgba(255,255,255,0.08);
  color: #fff; outline: none;
}
.hero-search input::placeholder { color: rgba(255,255,255,0.4); }
.hero-search input:focus { border-color: var(--blue-light); }
.hero-search button {
  padding: 12px 20px; background: var(--blue); color: #fff; border: none;
  border-radius: 8px; font-weight: 700; cursor: pointer; font-size: 0.95rem;
  transition: background 0.15s;
}
.hero-search button:hover { background: var(--blue-dark); }

/* =============================================================================
   SECTION TITLES
   ============================================================================= */
.section-title {
  font-size: 1.4rem; font-weight: 800; color: var(--navy);
  margin: 28px 0 6px; padding-bottom: 10px;
  border-bottom: 3px solid var(--blue); display: inline-block;
}
.section-lead { color: var(--muted); font-size: 0.95rem; margin-bottom: 20px; }

/* =============================================================================
   TOOL CARDS
   ============================================================================= */
.tool-grid { display: grid; gap: 20px; }
.tool-grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.tool-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }

.tool-card {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 12px; padding: 22px; transition: box-shadow 0.2s, transform 0.15s;
  position: relative; display: flex; flex-direction: column; gap: 14px;
}
.tool-card:hover { box-shadow: 0 4px 24px rgba(37,99,235,0.1); transform: translateY(-2px); }
.tool-card.featured {
  border-color: var(--blue); border-width: 2px;
}
.tool-card.featured::before {
  content: "Top Pick"; position: absolute; top: -1px; right: 16px;
  background: var(--blue); color: #fff; font-size: 0.7rem; font-weight: 700;
  padding: 3px 10px; border-radius: 0 0 6px 6px; letter-spacing: 0.04em;
  text-transform: uppercase;
}

.tool-header { display: flex; justify-content: space-between; align-items: flex-start; gap: 12px; }
.tool-name { font-size: 1.15rem; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
.tool-category { font-size: 0.75rem; color: var(--blue); font-weight: 600; text-transform: uppercase; letter-spacing: 0.04em; }

.score-badge {
  flex-shrink: 0; width: 54px; height: 54px; border-radius: 10px;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  font-weight: 900;
}
.score-badge .score-num { font-size: 1.3rem; line-height: 1; }
.score-badge .score-label { font-size: 0.55rem; text-transform: uppercase; letter-spacing: 0.04em; margin-top: 2px; opacity: 0.8; }
.score-badge.green { background: var(--green-light); color: var(--green-dark); }
.score-badge.blue  { background: var(--blue-pale); color: var(--blue-dark); }
.score-badge.amber { background: var(--amber-light); color: var(--amber); }

.tool-summary { font-size: 0.9rem; color: var(--muted); line-height: 1.65; }

.tool-meta { display: flex; flex-wrap: wrap; gap: 8px 20px; }
.meta-item { display: flex; flex-direction: column; min-width: 80px; }
.meta-label { font-size: 0.68rem; text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted); font-weight: 600; }
.meta-val { font-size: 0.88rem; color: var(--text); font-weight: 600; margin-top: 1px; }

.best-for {
  background: var(--blue-pale); border-radius: 6px; padding: 8px 12px;
  font-size: 0.82rem; color: var(--slate);
}
.best-for strong { color: var(--navy); }

.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.pros, .cons { font-size: 0.82rem; }
.pros h4 { color: var(--green-dark); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 6px; }
.cons h4 { color: var(--red); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 6px; }
.pros ul, .cons ul { padding-left: 1.1em; }
.pros li { color: var(--green-dark); margin-bottom: 3px; }
.pros li::marker { content: "✓  "; }
.cons li { color: var(--red); margin-bottom: 3px; }
.cons li::marker { content: "✕  "; }

.tool-footer { display: flex; gap: 10px; flex-wrap: wrap; margin-top: auto; padding-top: 4px; border-top: 1px solid var(--border); }

/* =============================================================================
   BADGES / CHIPS
   ============================================================================= */
.badge {
  display: inline-block; font-size: 0.7rem; font-weight: 700;
  padding: 3px 9px; border-radius: 20px; text-transform: uppercase; letter-spacing: 0.05em;
}
.badge-blue   { background: var(--blue-pale); color: var(--blue-dark); }
.badge-green  { background: var(--green-light); color: var(--green-dark); }
.badge-amber  { background: var(--amber-light); color: var(--amber); }
.badge-navy   { background: rgba(13,27,46,0.08); color: var(--navy); }
.badge-top    { background: var(--blue); color: #fff; }

.meta-chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 12px 0; }

/* =============================================================================
   BUTTONS
   ============================================================================= */
.cta-btn {
  display: inline-block; background: var(--blue); color: #fff !important;
  padding: 9px 18px; border-radius: 7px; font-weight: 700; font-size: 0.88rem;
  text-decoration: none !important; transition: background 0.15s, transform 0.1s;
  border: none; cursor: pointer;
}
.cta-btn:hover { background: var(--blue-dark) !important; transform: translateY(-1px); }
.cta-btn.green-btn { background: var(--green); }
.cta-btn.green-btn:hover { background: var(--green-dark) !important; }
.cta-btn-lg { padding: 13px 28px; font-size: 1rem; border-radius: 8px; }
.cta-btn-outline {
  display: inline-block; background: transparent; color: var(--blue) !important;
  padding: 8px 16px; border-radius: 7px; font-weight: 700; font-size: 0.88rem;
  border: 2px solid var(--blue); text-decoration: none !important;
  transition: background 0.15s;
}
.cta-btn-outline:hover { background: var(--blue-pale) !important; }
.affiliate-link::after { content: " ↗"; font-size: 0.8em; }
.btn-row { display: flex; gap: 10px; flex-wrap: wrap; }

/* =============================================================================
   CONTENT CARDS
   ============================================================================= */
.content-card {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 10px; padding: 24px; margin-bottom: 20px;
}
.content-card h2 { font-size: 1.2rem; color: var(--navy); margin-bottom: 12px; }
.content-card h3 { font-size: 1rem; color: var(--navy); margin-bottom: 8px; }
.content-card p { font-size: 0.9rem; color: var(--muted); line-height: 1.7; margin-bottom: 10px; }
.content-card ul, .content-card ol { font-size: 0.9rem; color: var(--muted); line-height: 1.7; }
.content-card li { margin-bottom: 5px; }

/* =============================================================================
   ARTICLE HEADER
   ============================================================================= */
.article-header { margin-bottom: 24px; }
.article-header h1 { font-size: 1.9rem; font-weight: 900; color: var(--navy); line-height: 1.2; margin-bottom: 10px; }
.article-header .subtitle { font-size: 1rem; color: var(--muted); margin-bottom: 12px; }
.article-meta { font-size: 0.8rem; color: var(--muted); display: flex; gap: 16px; flex-wrap: wrap; }
.article-meta span::before { margin-right: 4px; }

/* =============================================================================
   COMPARISON TABLE
   ============================================================================= */
.table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; margin-bottom: 20px; }
.comparison-table {
  width: 100%; min-width: 600px; border-collapse: collapse;
  font-size: 0.88rem;
}
.comparison-table th {
  background: var(--navy); color: #fff; padding: 11px 14px;
  text-align: left; font-size: 0.82rem; font-weight: 700;
  white-space: nowrap;
}
.comparison-table th:first-child { border-radius: 8px 0 0 0; }
.comparison-table th:last-child  { border-radius: 0 8px 0 0; }
.comparison-table td {
  padding: 10px 14px; border-bottom: 1px solid var(--border);
  vertical-align: middle; color: var(--text);
}
.comparison-table tr:hover td { background: var(--blue-pale); }
.comparison-table .check { color: var(--green); font-weight: 700; }
.comparison-table .cross { color: var(--red); }
.comparison-table .highlight td { background: #eff6ff; font-weight: 600; }
.comparison-table .tool-col { font-weight: 700; color: var(--navy); }

/* =============================================================================
   CATEGORY GRID / CARDS
   ============================================================================= */
.category-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 28px;
}
.category-card {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 10px; padding: 20px; transition: box-shadow 0.2s, border-color 0.15s;
  text-decoration: none !important; display: block;
}
.category-card:hover { box-shadow: 0 4px 20px rgba(37,99,235,0.1); border-color: var(--blue); text-decoration: none; }
.cat-icon { font-size: 1.8rem; margin-bottom: 10px; }
.cat-name { font-size: 1rem; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
.cat-desc { font-size: 0.82rem; color: var(--muted); line-height: 1.5; }
.cat-count { font-size: 0.75rem; color: var(--blue); font-weight: 700; margin-top: 8px; }

/* =============================================================================
   GUIDE / ARTICLE CARDS
   ============================================================================= */
.guide-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-bottom: 24px; }
.guide-card {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 10px; padding: 20px; text-decoration: none !important;
  display: block; transition: box-shadow 0.15s;
}
.guide-card:hover { box-shadow: 0 3px 16px rgba(0,0,0,0.08); text-decoration: none; }
.guide-cat { font-size: 0.72rem; font-weight: 700; color: var(--blue); text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 6px; }
.guide-title { font-size: 0.95rem; font-weight: 700; color: var(--navy); line-height: 1.4; margin-bottom: 6px; }
.guide-desc { font-size: 0.82rem; color: var(--muted); line-height: 1.5; }

/* =============================================================================
   VERDICT BOX
   ============================================================================= */
.verdict-box {
  background: var(--blue-pale); border: 2px solid var(--blue-light);
  border-radius: 10px; padding: 20px 22px; margin: 20px 0;
}
.verdict-box .verdict-label { font-size: 0.72rem; font-weight: 800; color: var(--blue); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 6px; }
.verdict-box p { font-size: 0.92rem; color: var(--navy); font-weight: 500; margin: 0; line-height: 1.6; }

/* =============================================================================
   CTA BANNER
   ============================================================================= */
.cta-banner {
  background: linear-gradient(135deg, var(--navy), var(--slate));
  border-radius: 12px; padding: 32px 28px; text-align: center; margin: 28px 0;
  color: #fff;
}
.cta-banner h2 { font-size: 1.35rem; margin-bottom: 8px; }
.cta-banner p { color: rgba(255,255,255,0.7); font-size: 0.9rem; margin-bottom: 20px; }

/* =============================================================================
   CALLOUT / ALERT BOXES
   ============================================================================= */
.callout-box {
  border-left: 4px solid var(--blue); background: var(--blue-pale);
  border-radius: 0 8px 8px 0; padding: 14px 18px; font-size: 0.9rem;
  color: var(--navy); margin: 16px 0;
}
.callout-box.green { border-color: var(--green); background: var(--green-light); color: #064e3b; }
.callout-box.amber { border-color: var(--amber); background: var(--amber-light); color: #78350f; }
.pullquote {
  border-left: 4px solid var(--blue-light); padding: 14px 20px; margin: 20px 0;
  font-size: 1.05rem; font-style: italic; color: var(--slate); background: var(--blue-pale);
  border-radius: 0 8px 8px 0;
}

/* =============================================================================
   FAQ SECTION
   ============================================================================= */
.faq-section { margin-top: 24px; }
.faq-section h2 { font-size: 1.2rem; color: var(--navy); margin-bottom: 14px; }
details {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 8px; margin-bottom: 10px; overflow: hidden;
}
summary {
  padding: 14px 18px; font-weight: 700; font-size: 0.92rem; color: var(--navy);
  cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center;
}
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font-size: 1.2rem; color: var(--blue); transition: transform 0.2s; }
details[open] summary::after { content: "−"; }
details[open] summary { border-bottom: 1px solid var(--border); }
.faq-answer { padding: 14px 18px; font-size: 0.88rem; color: var(--muted); line-height: 1.7; }

/* =============================================================================
   SIDEBAR COMPONENTS
   ============================================================================= */
.sidebar-widget {
  background: var(--card); border: 1px solid var(--border);
  border-radius: 10px; padding: 18px; margin-bottom: 20px;
}
.sidebar-widget h4 { font-size: 0.9rem; color: var(--navy); font-weight: 700; margin-bottom: 12px; border-bottom: 2px solid var(--blue); padding-bottom: 8px; }
.sidebar-links { list-style: none; padding: 0; }
.sidebar-links li { padding: 7px 0; border-bottom: 1px solid var(--border); font-size: 0.85rem; }
.sidebar-links li:last-child { border-bottom: none; }

/* Newsletter / lead capture */
.sidebar-cta {
  background: linear-gradient(135deg, var(--navy), var(--slate));
  border-radius: 10px; padding: 20px; color: #fff; margin-bottom: 20px;
}
.sidebar-cta h4 { font-size: 0.95rem; color: #fff; margin-bottom: 6px; }
.sidebar-cta p { font-size: 0.8rem; color: rgba(255,255,255,0.65); margin-bottom: 14px; }
.sidebar-cta input[type="email"] {
  width: 100%; padding: 9px 12px; border: 1px solid rgba(255,255,255,0.2);
  border-radius: 6px; font-size: 0.88rem; background: rgba(255,255,255,0.1);
  color: #fff; margin-bottom: 8px; outline: none;
}
.sidebar-cta input::placeholder { color: rgba(255,255,255,0.4); }

/* Top tools list */
.top-tools-list { list-style: none; padding: 0; }
.top-tools-list li { display: flex; align-items: center; gap: 10px; padding: 8px 0; border-bottom: 1px solid var(--border); font-size: 0.85rem; }
.top-tools-list li:last-child { border-bottom: none; }
.rank-num { width: 22px; height: 22px; border-radius: 50%; background: var(--navy); color: #fff; font-size: 0.7rem; font-weight: 800; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.tool-link { font-weight: 600; color: var(--text); flex: 1; }
.tool-score-sm { font-size: 0.78rem; font-weight: 700; color: var(--green-dark); }

/* =============================================================================
   ARTICLE BODY
   ============================================================================= */
.article-body h2 { font-size: 1.2rem; font-weight: 800; color: var(--navy); margin: 28px 0 10px; }
.article-body h3 { font-size: 1rem; font-weight: 700; color: var(--slate); margin: 20px 0 8px; }
.article-body p { font-size: 0.92rem; color: var(--text); line-height: 1.75; margin-bottom: 14px; }
.article-body ul, .article-body ol { font-size: 0.92rem; color: var(--text); line-height: 1.75; margin-bottom: 14px; }
.article-body li { margin-bottom: 5px; }
.article-body a { color: var(--blue); text-decoration: underline; }
.article-body strong { color: var(--navy); }

/* =============================================================================
   FORMS
   ============================================================================= */
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--navy); margin-bottom: 5px; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%; padding: 10px 14px; border: 1px solid var(--border);
  border-radius: 7px; font-size: 0.92rem; color: var(--text);
  background: #fff; font-family: inherit; transition: border-color 0.15s;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(37,99,235,0.1); }
.form-group textarea { min-height: 130px; resize: vertical; }
.form-group .hint { font-size: 0.75rem; color: var(--muted); margin-top: 4px; }
.honeypot { display: none; }
.submit-btn {
  display: inline-block; background: var(--blue); color: #fff;
  padding: 12px 28px; border-radius: 7px; font-weight: 700; font-size: 0.95rem;
  border: none; cursor: pointer; transition: background 0.15s;
}
.submit-btn:hover { background: var(--blue-dark); }
.success-msg {
  display: none; background: var(--green-light); border: 1px solid #6ee7b7;
  color: var(--green-dark); border-radius: 7px; padding: 14px 18px; margin-bottom: 16px; font-size: 0.9rem;
}

/* =============================================================================
   FOOTER
   ============================================================================= */
footer {
  background: var(--navy); color: rgba(255,255,255,0.7); font-size: 0.85rem;
  margin-top: 48px;
}
.footer-inner {
  max-width: 1200px; margin: 0 auto; padding: 40px 20px 28px;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 32px;
}
.footer-inner h4 { color: #fff; font-size: 0.88rem; font-weight: 700; margin-bottom: 12px; }
.footer-inner a { color: rgba(255,255,255,0.6); text-decoration: none; }
.footer-inner a:hover { color: #fff; }
.footer-inner ul { list-style: none; padding: 0; }
.footer-inner ul li { margin-bottom: 7px; }
.footer-bottom {
  text-align: center; padding: 14px 20px; font-size: 0.78rem; color: rgba(255,255,255,0.35);
  border-top: 1px solid rgba(255,255,255,0.08);
}

/* =============================================================================
   RESPONSIVE
   ============================================================================= */
@media (max-width: 960px) {
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 24px; }
  .category-grid { grid-template-columns: repeat(2, 1fr); }
  .tool-grid.cols-3 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 680px) {
  .nav-toggle { display: block; }
  header nav ul { display: none; }
  .page-wrap { grid-template-columns: 1fr; padding: 16px 14px 40px; }
  .hero h1 { font-size: 1.5rem; }
  .hero { padding: 32px 0 28px; }
  .footer-inner { grid-template-columns: 1fr; gap: 20px; }
  .category-grid { grid-template-columns: 1fr; }
  .tool-grid.cols-2, .tool-grid.cols-3 { grid-template-columns: 1fr; }
  .guide-grid { grid-template-columns: 1fr; }
  .pros-cons { grid-template-columns: 1fr; }
  .hero-stats { gap: 16px; }
  .article-header h1 { font-size: 1.4rem; }
}

/* =============================================================================
   UTILITIES
   ============================================================================= */
.disclaimer { font-size: 0.78rem; color: var(--muted); border-top: 1px solid var(--border); padding-top: 14px; margin-top: 24px; line-height: 1.6; }
.orgs-list { list-style: none; padding: 0; }
.orgs-list li { padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 0.88rem; color: var(--muted); line-height: 1.6; }
.orgs-list li:last-child { border-bottom: none; }
.orgs-list strong { color: var(--navy); display: block; margin-bottom: 2px; }
.updated-note { font-size: 0.75rem; color: var(--muted); font-style: italic; }
.text-green { color: var(--green-dark); }
.text-blue  { color: var(--blue); }
.text-amber { color: var(--amber); }
.text-red   { color: var(--red); }
.fw-700 { font-weight: 700; }

/* =============================================================================
   PRINT
   ============================================================================= */
@media print {
  header, footer, .ad-leaderboard, .ad-box, aside, .cta-banner, .disclosure-bar { display: none; }
  .page-wrap { grid-template-columns: 1fr; }
  a::after { content: " (" attr(href) ")"; font-size: 0.8em; color: #666; }
}